The Adoption of Fintech Using Technology for Better Security, Speed, and Customer Experience in Finance

The term Fintech is a combination of the words ?financial? and ?technology,? which is now a real business need. However, there are limited books covering holistic aspects from adoption to the future of Fintech. This book directs readers on how to adopt Fintech, develop regulation and risk frameworks, implement it in financial services, address ethical dilemmas, and sustain improvements. The anticipated challenges are developing trust, security, privacy, and a regulated environment without compromising profitability and financial stability. The anticipated solution is strengthening the governance, use of unbreachable technologies, risk management, consumer data protection, and sustainable practices.

This book is recommended for stakeholders, especially Fintech scholars, practitioners, and policymakers. It provides holistic insight and opportunities to support Fintech developments for the betterment of the economy and society. Fintech is defined as injecting technology into the area of finance for better security, speed, and customer experience. This book provides readers with direct case studies for better understanding. In addition, it explains the regulation and usage of Fintech in daily transactions. Readers are shown how Fintech has an imperative role in financial analysis, Insurtech, and the share market.

Chapter 1: Introduction to Fintech in Industry 5.0 Companion or Antagonist Chapter No.2: Evolution of FinTech in the Financial Sector: Recent Trends and Future Perspectives Chapter 3: Corporate Reputation and Reaction in Developing Risk Framework Chapter 4: India's Fintech and AI-Related Regulation Framework Chapter 5: Ethical and Sustainability Considerations for Fintech Chapter 6: Robo-advisory and Investor Trust: The Essential Role of Ethical Practices and Fiduciary Responsibility Chapter 7: The Intersection of Fintech and Sustainability: A Catalyst for Positive Change Chapter 8: Fintech Services and Corporate Sustainability in Commercial Banks in Kenya Chapter 9: Ethical Implications and Sustainable Practices in Digital Payment Systems Chapter 10: Banking 4.0 and its Role in Fintech Chapter 11: Banking in the Future: An Exploration of Underlying Challenges Chapter 12: Role of Cryptocurrency in Fintech: Hope and Hype Chapter 13: Machine Learning in Fintech Chapter 14: Navigating Fintech’s Mechanism towards Trading and Hedging Chapter 15: Smart Glasses with Sensors Chapter 16: Insurtech Disruption: Reshaping the Future of Insurance in the Fintech Era Chapter 17: Future of Fintech Chapter 18: Relation Between Fintech Trends and Digital Finance: A Bibliometric Analysis Chapter 19: UPI: Transforming the Way Indians PayChapter 20: Fintech's Digital Surge: Crafting a Financially Inclusive Future Chapter 21: A Case Study on Regulatory Compliance and the Repositioning of KFin Technologies of India

Syed Hasan Jafar is an Area Chair of Finance at Woxsen University. He has around 13 Years of Experience in the field of Finance and worked as a Research Analyst, Deputy Research Head, and Corporate Trainer. He comes on several national media channels as a financial expert to share his view on the financial market. His areas of expertise are Security Analysis, Corporate Finance, Equity and Derivative Research, and Valuation. He has taken several sessions in top universities in India and abroad. He was Awarded as Best Faculty of the Year 2020-21 in Woxsen School of Business, Woxsen University. He conducted more than 50 Investor awareness programs nationwide and was awarded the best Research Analyst several times during his corporate experience.

Dr. Hemachandran K has been a passionate teacher with 14 years of teaching experience and having 5 years of research experience. A strong educational professional with a scientific bent of mind, highly skilled in AI & ML. After receiving Ph.D. in embedded system at Dr. MGR Educational & Research Institute, India. He started doing interdisciplinary research in AI. An open-ended positive person who has a stupendous peer-reviewed publication record with more than 20 journals and international conference publications. He served as an effective resource person at various national and international scientific conferences. He has rich research experience in mentoring UG & PG student projects. He owed two patents to his credentials. He has a life membership in estimable professional bodies. He was a pioneer in establishing a Single Board Computer lab at Ashoka Institutions, Hyderabad, India. His self-paced learning schedule and quench to upgrade and update learning skills resulted in the awarding of around 15 online certificate courses conferred by COURSERA and other online platforms. His editorial skills made him to include as an editorial board member of numerous reputed SCOPUS / SCI journals.